Looking for a Foreclosure and Bankruptcy Specialist to join our team.  This position  manages foreclosure and bankruptcy across the family of credit  unions and mortgage insurance (MI) company reporting and claims, as  well as management of state Housing Finance Agency (HFA) foreclosure  prevention programs.

Essential Responsibilities:

• Refer loans approved for foreclosure to the relevant firms in a timely manner, providing a complete and thorough package.
• Monitor  foreclosures throughout the process, assuring that our retained firms  manage our foreclosures in an appropriate and efficient manner.
• Provide  all items and affidavits as requested by legal counsel in a timely  manner. Review all affidavits for accuracy prior to submitting to a vice  president for signature.
• Maintain a pipeline of referred foreclosures to provide a real-time recap of key activity and current status.
• Work  closely with the Property Disposition Specialist to ensure foreclosure  bids are submitted timely and properties are well-managed in the  transition from foreclosure to REO (real estate owned).
• Work closely with the Mortgage Loss Mitigation Associate to ensure collateral protected throughout the foreclosure process.
• Manage  borrowers who have declared bankruptcy by monitoring court and trustee  action, filing timely proofs of claim and referring to legal counsel for  execution of motions for relief as needed.
• Maintain accurate  notes and images of relevant documents for bankrupt members and loans in  foreclosure in our collections software.
• Maintain a pipeline of  bankruptcies allowing for a real-time recap of activity, inclusive of  the law firm, the assigned lawyer, and current status.
• Monitor repayment plans and make collections calls as needed.
• Ensure a strong back-up staffer is in place to cover all assigned duties.
• Manage  monthly Mortgage Insurance reporting and file timely claims  post-foreclosure, responding to additional requests for information from  the MI companies.
• Serve as backup to the Property Disposition Specialist when they are out of the office.
• Perform other duties as may be deemed necessary.

Minimum Qualifications:

• Bachelors in Finance or Accounting.
• Three (3) to five (5) years’ experience in financial services, preferably mortgage lending related.
• Strong  interpersonal skills, including the ability to effectively deal with  people who may be under stress and the ability to handle member  complaints and irate borrower(s).
• Ability to communicate clearly and effectively with members both internally and externally.
• Understanding of mortgage lending principles and products, particularly the bankruptcy and foreclosure process.
• Keen attention to detail.
• Ability  to effectively plan, organize and prioritize work independently and to  also contribute to the overall success of the team.
• Mathematical skills including calculating figures and amounts such as discounts, interest, and percentages.
• Proficiency with Microsoft Word and Excel.

Desired Qualifications:

• Bachelors degree preferred.
• Prior foreclosure and bankruptcy experience preferred.
• English/Spanish fluency desired.

Equal Opportunity Employer:   We value diversity and do not discriminate based on Race, Color,  Religion, Sex, Sexual Orientation, Gender Identity, National Origin,  Age, Genetic Information, Disability, Protected Veteran Status, or any  other legally protected group status. 

To apply, please send your resume to careers@financegurucg.com with the title in subject line.